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Fuel Debts

Dealing with gas and electricity debts

I owe money to my current energy supplier, what should I do?


Don't ignore the problem. You must take steps to sort things out.

Fuel debts are called 'high priority' debts because if you don't pay, your electricity or gas may be cut off within a few weeks.

Remember that it is more important to deal with high priority debts than 'low priority' debts such as credit cards, store cards and catalogues. Visit our Different types of debt page for more information about how to deal with debt, including money owed to a previous energy supplier

I'm afraid they will cut off my fuel supply

Most fuel companies will be reasonable if you contact them and explain you want to make regular payments to gradually pay off your debt. In most cases they will not cut off your supply.

Also, in most cases, they will not cut off your fuel supply if:

You have a prepayment meter fitted. Visit our Prepayment meters page for more information.

It is the winter (October to March) and everyone in your house is over retirement age.

Someone living in your house is seriously ill.

What should I do first?

As soon as you get into debt with your gas or electricity bill, contact the company and offer to make regular payments to them to cover:

• a payment towards the arrears; and
• the cost of the gas or electricity you are using now.

Make sure you can afford to keep up the payments you are offering. Visit our How to budget page to find out how to work out how much you can afford.

It will be helpful to draw up a household budget as this will help you explain to the company what payments you can afford.

For more advice on dealing with your gas or electricity supplier, visit the Citizens Advice Adviceguide pages.

Or visit a local Citizens Advice bureau. You can find your nearest Citizens Advice bureau here.

I've got a red bill and/or a disconnection notice, is it too late to sort things out?

No – but you must take action straight away. Contact the company and tell them that you want to start making payments towards the money you owe. (See paragraph above).

At this stage, it can be a good idea to get help from Citizens Advice.

An adviser will be able to contact the company for you.  Sometimes, energy companies are more willing to help if they know you are taking the problem seriously and getting help to sort things out.

My energy company is asking me to pay for gas or electricity used by the person who lived here before me.

Contact your energy company and explain that you think there has been a mistake. You should not be disconnected while this is looked into.

Also, you can contact the Consumer Direct helpline to ask for their independent advice:

Consumer Direct helpline: 08454 04 05 06

Minicom: 08451 28 13 84

Can I be cut off where I live now because I did not pay the bill from my old address?

Yes, if you are still with the same supplier. This means you must take action so your supply will not be cut off. Contact the company straight away or visit a Citizens Advice Bureau.

You can find your nearest Citizens Advice bureau here.

What else can I do?

Make sure you arrange a payment method for your gas and electricity that is best for you and will prevent you falling into debt again. Possible choices include:

• A prepayment meter (For more information, visit our 'Pre-payment meters' page)
• Paying a fixed amount every week, two weeks or month – this spreads the cost of your bill over the year.
• Paying a regular amount directly from your benefits to your energy supplier. This would cover your bill and a payment towards any money you owe.

Make sure you submit regular meter readings.

Energy customers with estimated bills could be racking up debts of hundreds of pounds without realising it, according to Citizens Advice. Find out more on the BBC News website.

Can I reduce my energy bills?

You could try our 'energy saving tips' or 'shop around for a different supplier'.

Also – visit our 'Affordable warmth' and ' Save money on your fuel bills' pages.

Where can I find more information about dealing with my energy company?

Visit the Consumer Direct website for more help and advice when dealing with your energy company.

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